RHS Center Becoming the institutional standard for roof condition in property insurance
Governance & Independence

An industry standard cannot also be a vendor.

For the RHS Center to function as a standard — not just another analytics product — it has to be governed like one. That means transparent methodology, anti-exclusivity by structure, independence from product affiliation, and a published accountability framework.

The Commitments

The principles the standard is built to hold.

These are the commitments that separate a standard from a vendor score. They are structural choices, designed into how the RHS Center operates rather than added as policy after the fact.

Transparency

Published methodology

The scoring framework, its weights, and its version history are intended to be published openly. Updates are announced and comparison across versions is documented — the FICO 8 / 9 / 10 governance model.

Neutrality

Anti-exclusivity by structure

No insurer receives exclusive market access. No product manufacturer receives exclusive certification. Universal availability is a structural commitment, not a marketing line.

Oversight

Independent governance of the methodology

Methodology versioning, dispute resolution, and certification decisions are designed to be governed independently of any single commercial relationship.

Recourse

Dispute and re-inspection rights

Because the score follows the property, the parties it touches — including homeowners — are intended to have a defined path to dispute a score and request re-inspection.

Privacy

Property data, not personal data

The standard is anchored to the address. Property data and personal identity are separated by design, consistent with PIPEDA and Quebec’s Law 25.

Disclosure

Full disclosure of related entities

The RHS Center was incubated by a Quebec-based nanotechnology company developing roof treatment products. The Center is independently governed and applies its methodology to all qualifying products on equal terms.

Methodology

Versioned, announced, comparable.

A standard that changes silently is not a standard. The RH Score is built to evolve the way credit scoring did — openly, on numbered versions that every party can reason about.

  • Every score carries a version. The methodology version that produced a score travels with it, so a number can always be traced back to the rules that generated it.
  • Updates are announced. Methodology changes are published rather than shipped quietly, so insurers, regulators, and homeowners can prepare for them.
  • Versions are comparable. Version-to-version changes are documented, so a shift in a score can be attributed to the roof or to the methodology — not left ambiguous.
  • Older scores stay interpretable. A score remains readable against the version that produced it, which keeps filings and claim files auditable over time.

See how a score is produced →

Independence

Where the RHS Center comes from — stated plainly.

The most important thing a standard can do is disclose its own conflicts before anyone has to ask.

  • OriginThe RHS Center was incubated by a Quebec-based nanotechnology company developing roof treatment products. We say so up front, on every page that matters.
  • Equal termsThe methodology is applied to all qualifying treatment products on the same terms. No affiliated product receives a scoring advantage.
  • Independent governanceThe standard is designed to be governed independently of the commercial interests of any single party — including the entity that incubated it.
Partner With Us

Help build a standard worth trusting.

Governance matures through scrutiny. Early partners — insurers, regulators, adjusters, and lenders — help shape the accountability framework and the methodology priorities. We’ll publish direct partnership contact details as we open the early-partner program.

How the RH Score worksBuilt for insurers